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The Alliance for Lifetime Income is a nonprofit organization committed to helping Americans understand the value of guaranteed lifetime income through annuities. Annuities are financial products that provide regular payments for a specific period of time or for the rest of your life. Common annuity terms include: Premium – the amount of money you pay to purchase the annuity; Benefit Period – the length of time you will receive payments; and Commencement Date – the date payments begin.

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